If you are a Premium Member then you are able to submit personal insurance claims under our fleet policy.


Premium membership Excess for personal claims (excluding cars / tow vehicles):   

Additional Driver’s Age and Licence Type

Damage and Loss Liability Amount per incident of damage*

16-20 (any licence type) 

$5000

21-85 years ( with unrestricted licence)

$1000

Driver of any age with a learner’s or provisional licence

$5000

Off road- over 25 years with 2 years off road towing experience  ( fully licensed and meets Off road T&Cs)

$3000

Dual (Car & Van) - over 25 years- 85 years & no off road  (with unrestricted licence )

$1000 per unit

Market Value up to  $100,000 21 years- & under 85 years fully licensed

$1000

Market Value over $100,000- $150,000 over 25 years & under 85 years fully licensed

$1000

Market Value over $150,000 - $200,000 (over 25 years & under 85 years, fully licensed)

$2000  any & all claims

*per incident of damage




Premium membership Excess for personal claims for cars & tow vehicles from November:
  

Additional Driver’s Age and Licence Type

Damage and Loss Liability Amount per incident of damage*

Cars (Listed as tow vehicles), Market Value under $60,000 (over 25 years & under 85 years, fully licensed)
$1090
Cars (Listed as tow vehicles), Market Value over $60,000 (driver under 25)
$1,363
Cars (Listed as tow vehicles), Market Value over $60,000 (over 25 years & under 85 years, fully licensed)

$1590
Cars (Listed as tow vehicles), Market Value over $60,000 (driver under 25)
$1,818

*per incident of damage